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8205 Surf Drive

Panama City, FL 32408
  • $2,825,000
  • STATUS: Active
  • ON SITE: 560 Days
  • MLS #: 769495
UPDATED: 39 min ago
$2,825,000
  • 6
    BEDS
  • 0.14
    ACRES
  • 4
    BATHS
  • 1
    1/2 BATHS
  • 2,856
    SQFT
  • $989
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2013
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or World Impact Real Estate. Data last updated: 2026-09-11T18:04:07.397.
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8205 Surf Drive Panama City, FL 32408

  • Price: $2,825,000
  • Status: Active
  • On Site: 560 Days
  • Updated: 39 min ago
  • MLS #: 769495
6
Beds
4
Baths
1
½ Baths
0.14
Acres
2,856
SQFT
$989
$/SQFT
2013
Built
Neighborhood:
Bel Air
County:
Bay
Area:
Bay County-Beach
Elementary School:
Patronis
Middle School:
Surfside
High School:
Arnold
Property Description
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)
Exterior Features

Architectural Style Florida Attached Garage YN No Construction Materials Hardi Plank Type Exterior Features Covered Patio Outdoor Shower Foundation Details Pillar / Post / Pier Garage YN No Patio And Porch Features Deck Covered Patio Pool Features In Ground Private Pool Private YN Yes Roof Metal View Gulf View YN Yes

Interior Features

Appliances Electric Oven Electric Range Electric Water Heater Cooling Central Air Cooling YN Yes Heating Central Heating YN Yes Interior Features Main Level Primary Rooms Laundry (First Level) Half Bath (First Level) Full Bath (First Level) Primary Bathroom (First Level) Recreation (Second Level) Dining Room (First Level) Kitchen (First Level) Bedroom (Second Level) Bedroom (Second Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished All Units

Property Features

Association YN No Community Features Short Term Rental Allowed Land Lease YN No Listing Service Full Service Lot Size Dimensions 40 X 150 New Construction YN No Occupant Type Tenant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Annual Amount 17831 Tax Year 2024 Utilities Cable Connected Natural Gas Available Waterfront Features Gulf Shoreline - Sand Waterfront YN Yes Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Counts Real Estate Group Inc: 850-249-1414. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or World Impact Real Estate. Data last updated: 2026-09-11T18:04:07.397.
 
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